Blockchain Technology

Changing the way we bank


Blockchain Technology: From Hype to Reality

The study polled over 100 senior financial services leaders at more than 75 organizations across the world and revealed that:

  • 50% of banks are already investing in Blockchain or will invest in 2017
  • The average investment in Blockchain Projects in 2017 is expected to be about $1 million
  • 33% of respondents expected to see commercial blockchain adoption by 2018, while a majority, nearly 50%, see mainstream adoption by 2020
  • A majority of banks, about 69%, are experimenting with permissioned Blockchains, followed by 21% who plan to use hybrid variants
  • Cross-border payments, digital identity management, clearing and settlement, letter of credit process and syndication of loans are the top 5 use cases chosen by the respondents as the most likely for commercial adoption
  • About 50% of the banks surveyed are either working with a FinTech start-up or technology company to augment their blockchain capabilities, while another 30% have opted for the consortium model


Blockchain is arguably the most talked about technology in banking today. It is a disruptive and complex technology, but its applications for the Financial Services industry are relatively simple

Pilot Project

Create your own test network using the EdgeVerve Blockchain Framework, exclusively tailored for Financial Services

EdgeVerve Blockchain Framework for Financial Services

A private, permissioned network for optimizing your business processes in the areas of international remittances, trade finance, syndication of loans and secure documents

How can we help you

Partner with us to build specific applications for the financial services industry.


Create your own test network using the EdgeVerve Blockchain Framework, exclusively tailored for Financial Services

The EdgeVerve Blockchain Framework


We invite forward-looking financial institutions to join us as we build banking business solutions using Blockchain.

Meet our Experts

Pramod Kamath

Lead Product Manager, Product Strategy

Rajashekara Maiya

AVP, Head – Finacle Product Strategy

Deepak Hoshing

VP, Head of Architecture, Infosys Finacle

Indrani Mantripragada

Product Marketing Lead, Blockchain

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About Us

EdgeVerve Systems, a wholly owned subsidiary of Infosys, develops innovative software products and offers them on-premise or as cloud-hosted business platforms. Today EdgeVerve products are used by global corporations across financial services, insurance, retail and CPG, life sciences, manufacturing, and telecom. Finacle is a industry-leading universal banking solution from EdgeVerve Systems. The solution helps financial institutions develop deeper connections with stakeholders, power continuous innovation and accelerate growth in the digital world. Today, Finacle is the choice of banks across 94 countries and serves over 848 million customers – estimated to be nearly 16.5 percent of the world’s adult banked population.

Finacle solutions address the core banking, online-banking, mobile banking, CRM, payments, treasury, origination, liquidity management, Islamic banking, wealth management, and analytics needs of financial institutions worldwide. Assessment of the top 1000 world banks reveals that banks powered by Finacle enjoy 50 percent higher returns on assets, 30 percent higher returns on capital, and 8.1 percent points lesser costs to income than others.

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