From Hype to Reality
Insights on investments in blockchain, strategies for adoption, and future of this technology in financial services

Research Findings

Blockchain Technology: From Hype to Reality

The study polled over 100 senior financial services leaders at more than 75 organizations across the world and revealed that:

  • 50% of banks are already investing in Blockchain or will invest in 2017
  • The average investment in Blockchain Projects in 2017 is expected to be about $1 million
  • 33% of respondents expected to see commercial blockchain adoption by 2018, while a majority, nearly 50%, see mainstream adoption by 2020
  • A majority of banks, about 69%, are experimenting with permissioned Blockchains, followed by 21% who plan to use hybrid variants
  • Cross-border payments, digital identity management, clearing and settlement, letter of credit process and syndication of loans are the top 5 use cases chosen by the respondents as the most likely for commercial adoption
  • About 50% of the banks surveyed are either working with a FinTech start-up or technology company to augment their blockchain capabilities, while another 30% have opted for the consortium model


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Infosys Finacle in partnership with Let’s Talk Payments hosted a webinar to share insights from leading bankers and experts on blockchain

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Finacle is the industry-leading universal banking solution from EdgeVerve Systems, a wholly owned subsidiary of Infosys. The solution helps financial institutions develop deeper connections with stakeholders, power continuous innovation and accelerate growth in the digital world. Today, Finacle is the choice of banks across 94 countries and serves over 848 million customers – estimated to be nearly 16.5 percent of the world’s adult banked population.

Finacle solutions address the core banking, e-banking, mobile banking, CRM, payments, treasury, origination, liquidity management, Islamic banking, wealth management, and analytics needs of financial institutions worldwide. Assessment of the top 1000 world banks reveals that banks powered by Finacle enjoy 50 percent higher returns on assets, 30 percent higher returns on capital, and 8.1 percent points lesser costs to income than others.

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